A Look at 5 Key Small Business Health Insurance Trends [Infographic]

Written by: Christina Merhar
Published on May 24, 2016.

If you follow small business health insurance trends, it will come as no surprise only 54 percent of small businesses offer health insurance - as compared to 97 percent of larger businesses. And, despite the availability of new small business health insurance options, the majority (56 percent) of small business employees still purchase coverage through an employer.

This is according to a recent infographic and report published by the Kaiser Family Foundation (KFF) and the Journal of American Medical Association (JAMA).

Here’s a look at the infographic and a summary of five key health insurance trends to help you navigate health insurance options this year.

5 Health Insurance Trends

According to KFF and JAMA:

  1. Lower income people are less likely to have employer coverage.
  2. Larger businesses are much more likely to offer coverage.
  3. Over the past 15 years, the percentage of employees with coverage through work has steadily declined - especially among small businesses.
  4. Businesses that offer health benefits tend to employ older and higher wage earners.
  5. In response to health reform’s employer mandate, the most common action taken by larger businesses is not to reduce employees’ hours. Rather, the most common action is to change some positions from part-time to full-time so more employees would be eligible for benefits.

Related - Group Health Insurance - How Many Americans are Offered Coverage?

Here’s a Look at the Infographic

Disclaimer: This infographic was created by JAMA and Kaiser Family Foundation. The views represented in this infographic do not necessarily reflect the views of Zane Benefits, its staff, or its affiliate partners.

A Look at 5 Key Small Business Health Insurance Trends [Infographic]

Source: Kaiser Family Foundation and JAMA.


Which types of small businesses offer health insurance coverage? According to the infographic, larger companies are much more likely to offer coverage, as well as companies with older, higher-wage earners.

Does your small business offer health insurance coverage? What trends are you seeing? Leave a comment or question below.

Originally published on May 24, 2016. Last updated May 24, 2016.


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